Karthik Jerome

Stories by Karthik Jerome

All You Want To Know About LTA

All You Want To Know About LTA

Rediff.com   26 Mar 2024

LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.

Retirement Portfolio: What You Must Know

Retirement Portfolio: What You Must Know

Rediff.com   15 Mar 2024

'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'

Using An App For A Loan? Read This First

Using An App For A Loan? Read This First

Rediff.com   7 Mar 2024

Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.

Time To Book Profits In PSU Funds?

Time To Book Profits In PSU Funds?

Rediff.com   4 Mar 2024

While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.

Investing In Cryptocurrencies? Read This

Investing In Cryptocurrencies? Read This

Rediff.com   29 Feb 2024

If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.

How To Deal With Rising Rents

How To Deal With Rising Rents

Rediff.com   19 Feb 2024

While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.

Self-Employed? How To Get Term Insurance?

Self-Employed? How To Get Term Insurance?

Rediff.com   13 Feb 2024

A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.

Should You Invest In ELSS?

Should You Invest In ELSS?

Rediff.com   9 Feb 2024

If you are overweight on fixed-income instruments, go for ELSS, and vice versa.

Crypto Investments: Brace For Volatility, Regulation Threat

Crypto Investments: Brace For Volatility, Regulation Threat

Rediff.com   24 Jan 2024

Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.

Should You Deposit Money In FD?

Should You Deposit Money In FD?

Rediff.com   18 Jan 2024

Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Rediff.com   26 Dec 2023

'Exit the car and call for your vehicle to be towed.'

Want To Invest For Your Child's Future?

Want To Invest For Your Child's Future?

Rediff.com   21 Dec 2023

Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'

Want To Invest In IPOs? Read This

Want To Invest In IPOs? Read This

Rediff.com   14 Dec 2023

Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'

Avoid Mistakes In Health Insurance Claim

Avoid Mistakes In Health Insurance Claim

Rediff.com   12 Dec 2023

Policy owners need to avoid errors on their part to prevent claims from being denied.

Market Giving Sleepless Nights? Read This

Market Giving Sleepless Nights? Read This

Rediff.com   30 Nov 2023

If a 5% to 10% fall in the equity market gives you sleepless nights, you are not cut out for a 75% to 80% allocation to equities and must reduce it.

Buying Financial Products? Beware!

Buying Financial Products? Beware!

Rediff.com   27 Nov 2023

Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.

NPS: Want To Know About SLW?

NPS: Want To Know About SLW?

Rediff.com   10 Nov 2023

When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.

Looking For Regular Cash Stream?

Looking For Regular Cash Stream?

Rediff.com   6 Nov 2023

Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.

What's A Factor-Based Fund?

What's A Factor-Based Fund?

Rediff.com   2 Nov 2023

'No human bias is involved as happens in active funds.'

Looking For A Broker? Read This!

Looking For A Broker? Read This!

Rediff.com   1 Nov 2023

'The stockbroker should have a good balance sheet to support its scale of operations. It should also have proper risk management in terms of margins so that it doesn't go bankrupt during extreme market movements.' 'The broker must have a track record of navigating several market cycles in an ethical and transparent manner.'